Gateway Bank’s interest rates

See our latest interest rates for savings accounts, money market accounts, CDs, and IRAs.

All rates and annual percentage yields (APY) are accurate as of August 25, 2019. Please note that these rates are subject to change at any time after your account is opened. Principal balance reductions, withdrawals of accrued interest, account fees, or penalties will reduce the earnings on the account and may reduce the APY. All information is subject to change. For more information, including account details and terms, please contact us.

Talk to our team

Get in touch to discuss any questions you may have or to open a new account.

Personal and business accounts

Account TypeInterest RateAnnual Percentage Yield (APY)
Advantage Checking*0.35%0.35%
Traditional Savings*0.45%0.45%
Money Market with up to $24,999**0.50%0.50%
Money Market with $25,000-$49,999.99**0.60%0.60%
Money Market with $50,000-$99,999.99**0.75%0.75%
Money Market with $100,000-$249,999**0.99%1.00%
Money Market with $250,000 and above**0.99%1.00%
The annual percentage yield listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

*Balances below $50.00 will not earn interest except minor savings accounts that earn interest on total balance.

**Minimum opening deposit $1,000. Minimum balance to obtain APY is based on tier levels above.

Certificates of deposit

TermInterest RateAnnual Percentage Yield (APY)
90 days0.45%0.45%
6 months1.09%1.10%
12 months1.94%1.95%
24 months2.09%2.10%
36 months2.09%2.10%
60 months2.24%2.25%
There may be a penalty for withdrawing your money early. A one time rate change allowed during the term of the certificate.

Individual Retirement Accounts

TermInterest RateAnnual Percentage Yield (APY)
6 months1.09%1.10%
12 months1.94%1.95%
24 months2.09%2.09%
36 months2.09%2.09%
48 months2.19%2.20%
There may be a penalty for withdrawing your money early.#colspan#